If you’re able to stop a thief early, you can possibly resolve the matter sooner.īut being a victim of identity theft isn’t the only reason to freeze your credit. What are Reasons to Freeze Your Credit?įreezing your credit is an excellent way to prevent or minimize damage to your credit history when you’re a victim of identity theft. If you submit a request, it takes about 3 days to unfreeze your credit. However, some states will only lift or remove a freeze upon request. You must provide this number when you lift or remove the freeze.ĭepending on where you live, your credit freeze may automatically expire after 7 years. You’ll also receive a personal identification number (PIN) with this confirmation. You’ll receive confirmation of the freeze once the credit bureaus process your request.
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